Pension Planning

A combination of improved health care, longer life expectancy and for many people a younger retirement age, means that the golden years of retirement can extend well beyond twenty healthy years.

A review of your pension provision may show that you are not financially prepared for this.

Fact:  If you’re 20 and put off your pension plans by ten years, assuming the same level of pension contributions, you will lose half of your eventual retirement cash. The sooner you start, the better off you will be. In many cases, people passively accept whatever pension is available, being forced to cut back or downgrade property when they retire as they adjust to lower income levels, in most cases not previously anticipated.

A more positive and planned approach should be taken, by working out the level of income you think you will need when you retire and making this your target for the future.

Whatever your circumstances, whether you are employed or self-employed, financial advice from us should help you determine the right retirement planning for you.

Establishing the premium level to suit your finances, explaining the tax benefits of pension investment or advising on the enormous fund choice available, our advisers are more than suitably qualified to discuss all the details with you.

Please use this website to find out more about the services we offer. If you would like to talk to one of our advisers regarding your requirements then please contact us for an initial chat.

Our office hours are weekdays 9am to 5.00pm.  Visit Literature Section for further in depth information, if you have not already done so, please contact us to arrange an initial meeting.

Pension Calculator

The calculators on this website based upon calculators built by Irish Life. They are designed to provide guideline indicators for life cover and pension requirements. It is recommended that you speak with your broker before buying any financial product.